Forward this to someone you know who needs help; you might be instrumental in saving their home.

1.   Who qualifies for mortgage loan modification?

One of the main ingredients for modification is financial hardship. These are fairly numerous but just to give you an idea here are actual examples of our clients’ hardships:

·        Job Loss or Hours Cut

·        Self Employed income reduced

·        Medical and Illness

·        Divorce or Separation

·        Unaffordable Mortgage payments

·        Previously Denied Loan Modification

·        And Many more (Call us to see if your hardship is valid)

We make sure that all your hardships are considered by your lender no matter how small they may seem.

Note: You don’t have to be behind on your mortgage to qualify.

2.   What happens if I wait?

·        Moneys Run Out- Some of the programs may end any time.

·        Long Turnaround - The longer you wait the later the decision-

·        Lose Home - Lender may foreclose and you lose your house

Procrastination is opportunity's assassin.  ~Victor Kiam

3.   How to select a loan modification expert?

·         Pay for Success- An expert is NOT paid by the hour, therefore you only pay for a successful loan modification

·         Guarantee - Gives a guarantee for a 100% refund if your modification falls through

·         Answers ask questions about fees, the loan modification process, foreclosure proceedings, Obama Modification Plan etc.

·         Reliability - Once you have narrowed down a couple of companies, go to the Better Business Bureau to check their credentials www.bbb.org

Note: Please don’t give up before you have exhausted all avenues

4.   What are some examples of Loan Modification?

·        Pmt - Lower monthly payment

·        Interest Rate - Lower interest rate

·        Program Change - Change in mortgage program (arms, negative amortizations, interest only, etc to fixed)

·        Terms - Change the terms of mortgage

·        Forbearance - Payments added at the end of your term

·        And many more solutions

5.   Can I do this myself

  Negotiating with your lender is a tricky job for anyone so a professional should be retained. Below we have listed some examples our clients experienced before they requested our help.
                • Lender’s are constantly changing guidelines and complicated procedures leaving the home owner frustrated, disgusted and without a modification.
                • The lender's guidelines dictate certain verbiage with respect to hardships. Only experienced mitigators know how to word the mandatory hardship letters.
                • The lenders have individual formulas by which they approve or decline a loan modification; most people do not know how to package it themselves.
                 However, we understand that some circumstances leave a few unlucky candidates to try to modify their own loans, so we have collected some helpful tips just for you. Give us a call and we will be happy to share these tips with you. Please ask us how.

 Contact Us:

If you are serious about repairing your financial situation and to get any other questions answered

·        Please call us at (800) 822-9917

·        Go online to fill out a really short prequalification application.

·       Reply with your essential information. Name, Phone number and best time to contact you.

Our Promise to you:

After we have pre-qualified and accepted you as a client and we are unable to get you a modification we will give your money back 100%. We do this so that you can go with us with full confidence.

We know that your “Home Is Where the Heart Is” and we are determined to do everything possible to help you make your home affordable while these programs last.

Conquest Resolutions 3251 Poplar Ave #30, Memphis TN 38111 

Ph (800) 822-9917