I am a Certified Mortgage and divorce Planning Professional. I work exclusively with clients who are either considering or already in the process of a divorce and who are anxious about their ability to continue to pay their obligations and remain independent during and after their divorce plan and protect their CRADLE – Credit, Assets, Dependents, Life and Estate so that they can exit their divorce fiscally intact, remain independent and pay their divorce professionals.

With past experience in multitude of financial fields, I am uniquely qualified to assess and create a complete financial plan to include the optimization of an individual’s total assets and liabilities. Whether planning for the children’s college education, real estate planning, retirement or eldercare, a clear plan is essential to meeting one’s goals.

 

Curriculum Vitae

Sammie Riar       CDPP, SRS

3251 Poplar Ave #30

Memphis TN 38111

sammie@divorcememphis.net  

Office (901) 324-0602

Fax     (901) 452-4808  

 

 

 Experience

2008-Present 

Certified Divorce Planning Professional

The firm is a Certified Mortgage and Divorce Planning organization.  We work exclusively with clients who are either considering or already in the process of a divorce and who are anxious about their ability to continue to pay their obligations and remain independent during and after their divorce plan and protect their CRADLE - Credit, Assets, Dependents, Life and Estate so that they can exit their divorce fiscally intact, remain independent and pay their divorce professionals in full.  

 

1998-2008

Conquest Financial

President

Specializing in Debt Restructuring, Mortgages, Asset Allocation and Real Estate

 

 

Special Training, Certifications and Achievements

 

Credit Analysis Relative to Divorce:

  • Debt Management
  • Risk Management
  • Debt Negotiation

 

Asset Risk Management:

  • Ensuring sufficient funds exist to pay legal fees
  • Cash Reserves Evaluation
  • Tax return Audit Looking with attention to:
  • Unlawful deductions by spouse
  • Ensuring returns have been filed
  • Tax planning
  • Equity analysis of marital residence and other real estate holdings
  • Pay roll deductions to increase immediate take home pay

 

Dependents Analysis:

  • Tuition Planning 
  • Special Needs Analysis & Planning 
  • Insurance needs assessment 
  • Income loss prevention 

 

Estate Planning

  • Trust planning
  • Trustee analysis
  • Risk analysis & prevention

 

2008 CDPPI

Earned Certified Divorce Planning Professional Designation

Focus on creating Equitable Solutions for Divorcing individuals

 

Licensed in TN and MS for Life and Health insurance since 1994

 

Experienced and was licensed with NASD with series 6, series 63 and as a Principal with series 26. This experience gave me the working knowledge of the retirement and investment vehicles to give the clients a more in depth recommendations for the asset protection and division.

 

Educated and qualified to conduct Real Estate Transactions in the state of TN

 

 We can help the clients; find qualified referral partners, for their needs, thus reducing your workload.

 

 

 2008 - Formed an alliance of Mid South regional Mortgage and Real estate professionals

C.A.M.P Concerned Alliance of Mortgage Professionals. With a goal of educating and building confidence in prospective buyers and current home owners.

 

 

1978 Institute of HMCN, New Delhi

          Major in Management

 

 

 

 

  Please note that the purpose of the above qualifications and varied experience is just to give you an idea of how we can maximize the clients benefits from the recommendations. We do not require or prefer that the clients use the services mentioned above.