Do You Want To Stay In Your Home?
We can
Help you RIGHT NOW!
- If you have had credit problems.
- If you are facing or in foreclosure.
- If your house is worth less than what you owe.
- If you are behind on your mortgage payments.
- If you can no longer afford your mortgage payment.
- If you tried to refinance but have been turned down.
- If you can not sell your home because of a decrease in value.
A Professionally Negotiated Loan Modification Can
Help You!
A Loan Modification changes your existing mortgage note and gives you a fresh new start in managing your home. We will negotiate with your lender to lower your interest rate and extend your loan for a longer period of time, modifying the loan amount to a more affordable level.
Your mortgage payments can also be brought current immediately which can improve your credit scores! If you cannot catch up with the past-due amount on your mortgage we will negotiate with your lender to fold any past-due amounts, including interest and escrow, into the unpaid principal balance.
A large number of clients will find themselves using a Loan Modification to stop a foreclosure on their home. Do not wait before it's too late. Let us Conquest you get an affordable loan and get back on track so you can save your home.
Here's what some of our clients have to say about the
"Conquest Group" Loan Modification Services:
"I owed over $37,000 in payments and was pending foreclosure. Conquest fought for two months and got my rate reduced from 9.5% to 7% with all the arrears put to the back of the loan. My payment dropped from $5,100 to $4,200 - A SAVINGS of $900 per month!
Michael Ciantes, FL
"When we bought our home the whole family was so excited. We could just about afford the monthly payment. But then we were surprised to see how high it went after three years. We struggled to pay the adjusted payment, and my wife and I were afraid we were going to lose our home. We found the Conquest Group and called to get the application started right away. The whole process was clearly explained to us and they were able to get our lender to lower the payment back down to where it started. We were able to keep our home and keep our kids in it, we plan to stay here for a long time."
J. Rodriguez, NY
"I tried to negotiate with my lender myself. I sent them all the information they asked for and they told me they would get back to me within two months. I called them two months later and they couldn't even find my paperwork. That's when I signed up with Conquest. Your attorneys were able to get my loan modified in less than 30 days. My lender reduced my payment, lowered my interest rate and forgave my missed payments. I am so very thankful to your entire staff for all their Conquest."
Janet Marks, CA |
Our experienced Loan Modification team will create a detailed financial analysis of your individual situation. We will mitigate on your behalf and demonstrate to your lender the only option is to give you a lower monthly payment, wipeout late payments and stop the foreclosure. We have been very successful in Conquesting homeowners like you obtain an affordable mortgage payment, allowing them to keep their homes for years to come.
Our Commitment to You
At Conquest, we treat our clients with courtesy and integrity. We guarantee realistic, honest financial advice that achieves results. We will lead you on a course to financial freedom. Our years of experience and notable expertise ensure that your financial future is in good hands.
Conquest Group will handle EVERY aspect of your negotiation, and prepare a comprehensive Loan Modification package for your Lender, including but
not limited to:
- Financial Prospectus Workout.
Detailed to include all income, assets, and all payments you make, down to every cost. This allows a realistic view of your financial abilities
to be sure you can continue to make your home payments for years to come once your loan is restructured.
- Full Financial Package prepared for your Lender including:
- Letter of hardship
- Cost/Benefit Analysis to your lender
- Homeowner's Financial Analysis verifying payments you can afford
- Unlimited Negotiations with your existing lender and their attorneys
- Loan Restructuring Proposal.
Conquest requests specific terms for your new loan. Our request is carefully discussed with you so that you are happy with your new loan.
- Representation on your behalf in dealings with your Lender
- CMA. Comparative Market Analysis of your home. We also do a cross analysis of homes currently listed on the market and in foreclosure in your surrounding area.
- Full-Time, one-on-one customer service for your Status Updates
THE LOAN MODIFICATION DECISION IS FAR FROM CUT AND DRIED. IT IS MAINLY AFFECTED BY HOW THE BORROWER PRESENTS THEIR CASE TO THE LENDER. Conquest HAS THE EXPERIENCE AND EXPERTISE TO GET IT DONE RIGHT FOR YOU THE VERY FIRST TIME.
We Bring You Honest Results.
Conquest only does Loan Modifications. We don't lure you in with the hopes of a Loan Modification and try to sell you on a Short Sale or Refinance. We also won't try to put you into a Forbearance or Deed-In-Lieu of Foreclosure Agreement. That is how most modification companies operate. If they can't get you a modification, they will put you into one of these programs. THIS IS NOT WHAT YOU WANT! But this is how they fulfill their terms of agreement. Conquest only deals with Loan Modifications and with YOUR best interest. Nothing Else!
